STATE SUPPORT OF AGRICULTURE CREDITING IN KAZAKHSTAN

Abstract

Inthisarticle, weinvestigated problems of availability of credit resources to subjects in agriculture. For carrying out researchthere were used economical and statistical methods of the analysis. Crediting of agriculture constantly increases in Kazakhstan, generally due to the state preferential crediting through NUH JSC “KazAgro”. Despite various credit product and preferential terms of crediting, a circle of borrowers which can use the credit offer of holding is limited. For increasing of availability of credit resources, firstly development of agricultural cooperatives and introduction of the effective mechanism of insurance in agriculture is necessary. These measures will help to increase the level of solvency of the borrower, to reduce branch risk of agricultural production and the possibility of giving mortgage providing in the form of the earth or property. Secondly, practically there are no private creditors and there are no conditions for their effective functioning in Kazakhstan. Thereforethe creation of cooperative bank in Kazakhstan, that would promote the development of the competitive environment in the credit offer is offered, and attraction of the capital in financing of agriculture will expand investment opportunities.